Digital payments register 29% growth: RBI index

The Reserve Bank of India’s (RBI) Digital Payment Index (RBI-DPI) has been established to chart the growth of digital payments across the country

July 28, 2022

The index stood at 349.3 in March 2022

RBI-DPI was at 304.06 in September 2021 and 270.59 in March 2021

The RBI announced the development of the index in March 2018 to capture the trends of digitised payments across the country

It comprises five broad parameters to measure the trends

Digital payments in India registered a 29% growth by the end of March 2022, according to data from the Reserve Bank of India’s (RBI) Digital Payment Index (RBI-DPI).  

The index stood at 349.3 in March 2022, compared to 304.06 in September 2021 and 270.59 in March 2021. 

According to a statement from the RBI, the RBI-DPI index, after witnessing a large increase, is representing the rapid adoption and growth of digital payments across the country.

The RBI announced the development of the index in March 2018 to capture the trends of digitised payments across the country. The index has been published on a semi-annual basis from March 2021, with a lag of 4 months.

It comprises five broad parameters to measure the trends, namely Payment Enablers (weightage 25%); Payment Infrastructure – Demand-side factors (10%); Payment Infrastructure – Supply-side factors (15%); Payment Performance (45%); and Consumer Centricity (5%).

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