Indian foreign exchange expenditures have surged 29 times in FY24

Foreign exchange expenditures by Indians have surged 29 times from $1.1 billion in FY14 to $31.7 billion in FY24

July 1, 2024

India remains the top recipient of foreign remittances, receiving nearly twice the amount of Mexico

Remittances to India have grown at a CAGR of 5.5% over the past decade, outpacing the global growth rate of 4%

Remittance outflows from India have a much higher CAGR of over 40%

Remittances from overseas workers to India increased by 71% over the same period.

Over the past decade, foreign exchange expenditures by Indians have increased dramatically, outpacing the growth of remittances from overseas workers. Spending abroad, mainly due to travel, soared from US$1.1 billion in FY14 to US$31.7 billion in FY24, a 29-fold increase. Meanwhile, remittances sent to India grew by 71%, from US$70 billion to US$120 billion in the same period.

India remains the highest recipient of foreign remittances, receiving nearly double the amount sent to Mexico, which is US$66 billion. According to a Bank of Baroda report, the money flowing into India has grown at a compound annual growth rate (CAGR) of 5.5% over the last decade, surpassing the global growth rate of 4%. Only Mexico, with a 10% CAGR, has increased its inward remittances faster, overtaking China to become the second-largest recipient of remittances.

In contrast, remittance outflows from India have seen a much higher CAGR of over 40% during the same period, highlighting the significant rise in Indians’ foreign exchange spending.

Source: Economic Times

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